Why Travel Insurance?

Why Travel Insurance?

A Nashville Luxury Travel Travel Trip Feature

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We hate to be the grim reapers of travel, but we do have horror stories about our clients’ vacations. And of each of these horror stories, they all have one single thing in common: Travel Insurance. The lack of Travel Insurance, to be exact.

“I can’t tell you how many times people call me two weeks before vacation saying someone in the family has the flu,” tells NLT owner, Jennifer Martin. “They know that person will be okay by trip time, but are afraid it is going to run through the family.”

If you're wondering what might happen if this were your family, the answer is found in the very beginning of the story. Before anyone gets the flu, and at the time of booking months in advance, you should always be asked the question,  “Would you like to accept or decline Travel Insurance?” And to save your family from a their own scary story, your answer should always be yes.

“Once I had a group of seniors in high school going to Punta Cana.  The night before, one of the boys woke up with diarrhea and vomiting, and he could not get on an airplane,” Jen explains. “But, as these viruses are usually quick, he was able to leave the next day. The family was reimbursed for the increased airfare and the night they lost at the resort.”

At NLT, Travel Insurance is vitally important to us. We cannot stress enough to our clients that there is no way to predict the future. No one plans for a hurricane to blast through their resort, a fire to unleash across a state, a relative to get sick, to get called into work, or a flu to take over their home for the week.

Fortunately, Travel Insurance does exists and NLT takes pride in the continuation of their education with their preferred vendor, Allianz. Allianz offers two amazing policies, Classic for Virtuoso and Cancel Anytime.

Classic for Virtuoso:

To cover most generic reasons to cancel your trip, Classic for Virtuoso is a fantastic policy to purchase. Classic for Virtuoso covers cancellation for bad weather like a tropical storm in the Caribbean or a medical condition. With Classic for Virtuoso, if you cancel your trip for a covered, proven reason, you can get 100% of your trip’s cost back. Plus, in the case of an emergency, you will have access to $500,000 for medical evacuation.

Cancel Anytime:

If you’re looking for the flexibility to cancel for reasons that are not traditionally covered, you will want to purchase the Cancel Anytime insurance plan. This policy is perfect for anyone who is worried about lack of snowfall on your family’s annual ski trip or the potential miscalculation of the end date in a child’s baseball season. This policy is also perfect for anyone who is planning a trip far in advance because people get invited to important events such as weddings, graduations, milestone birthday parties, and are willing to lose a little bit of their money to attend. With Cancel Anytime, you can rest assured to get 100% of your trip’s cost back for a covered reason, and 80% of your trip’s cost back for an uncovered reason.

For more information on travel insurance for any trip, feel free to contact Nashville Luxury Travel! We would love to help give you peace of mind leading up to your next vacation!

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